Mortgage and Home Loans Auckland

Taking the first step towards owning your own home is both exciting and a little overwhelming. But the rewards are outstanding. Premium Finance will take the stress out of the process with expert advice and support. Your financial adviser will get a thorough understanding of your needs and circumstances in order to find the right home loan for you. We do all the legwork to compare hundreds of loans from our wide choice of lenders.

  • We will explain all the costs and steps involved in buying a home and give you a realistic picture of what you can borrow.
  • If you haven’t yet found the right home, we will help to organize pre-approval so you know exactly what you can afford.
  • We’ll let you know whether you’re eligible for government incentives such as KiwiSaver Home Grant and help with the paperwork.
  • When you’re ready to move ahead, your broker will prepare all the paperwork and support you at every step to settlement.

Mortgage and Home Loans Auckland – Income Protection

If you get incapacitated due to accident or illness and hence cannot work, then how do you pay the bills?Income protection will replace a significant part of your income while you receive treatment and recover from your accident or illness. It gives you a continuity of your income should you suffer a short or a long-term illness, disability or other loss of income that is not covered by ACC. Certain products may even pay regardless of any ACC payments for certain specific conditions. Insuring your income is very important because through this insurance you are directly protecting your lifestyle, your bills, your present and your future.